Businesses often face the choice between virtual and physical cards for managing expenses. DogPay supports both, each serving distinct use cases.

Virtual cards are ideal for online recurring payments—SaaS subscriptions, ad spend, or cloud services. They can be issued instantly with custom limits per vendor, reducing fraud risk and simplifying reconciliation. Since they exist only digitally, they eliminate the need to carry physical plastic for online transactions.

Physical cards complement virtual ones for offline needs: team travel, client entertainment, or point-of-sale purchases. They function like traditional corporate cards but can be funded from DogPay’s multi-currency global account, which accepts both fiat and stablecoins.

With DogPay, finance teams set spending rules per card—amount, merchant category, or expiry. Both card types offer real-time transaction visibility via the dashboard. Businesses can issue multiple virtual cards for different merchants while using a single physical card for the team, all under unified spend controls.

DogPay integrates a global account, stablecoin settlement, and card issuance into one platform. This workflow lets businesses manage both virtual and physical cards from a single dashboard, with real-time spend tracking, custom limits, and multi-currency funding options.