When businesses need to pay overseas vendors, freelancers, or SaaS providers, traditional bank transfers can be slow and costly. DogPay offers a practical alternative by combining USD virtual cards with global accounts and stablecoin settlement. Here's how to use them effectively.

First, you can fund your DogPay global account with stablecoins (like USDC or USDT) or supported fiat methods. Once funded, you can issue dedicated virtual cards in USD for specific vendors or marketing platforms. Each card can have its own spending limit, which helps you control costs and monitor where money goes. Instead of sharing a single corporate card with multiple teams, you can create one card per department, project, or supplier, making reconciliation simpler.

Next, when you make a payment, the amount is settled in the vendor's local currency at the point of sale, or you can choose to be charged in USD. DogPay's infrastructure handles the conversion and settlement, charging a transparent fee. Because stablecoins can reduce reliance on traditional banking rails, you may experience faster settlement times and lower fees compared to wire transfers.

For finance teams, DogPay provides real-time spend visibility. You can see each card's transactions, set approval workflows for new card issuance, and freeze or close cards instantly if needed. This is especially useful for managing recurring subscriptions and ad spend across multiple platforms.

It's important to note that not every merchant accepts virtual cards, and you should have a backup payment method. Also, while stablecoins offer efficiency, they can be volatile, so you might want to fund the account just before making a payment.

DogPay can help you streamline international payments by offering dedicated USD virtual cards, global accounts for stablecoin settlement, and wallet/payment infrastructure designed for business spending. With features like spend limits and transaction monitoring, DogPay gives you control over your cross-border expenses while supporting your global payment operations.