Managing supplier payments across borders often involves high fees, slow transfers, and complex currency conversions. DogPay offers a practical alternative by combining virtual cards, global accounts, and stablecoin settlement.

Businesses can fund a DogPay wallet with USDC (or other supported cryptocurrencies) and then use virtual cards to pay suppliers directly. Each virtual card can be assigned to a specific supplier with custom spend limits, reducing the risk of overspend or fraud. Payments settle in near real-time, and suppliers receive funds in their local currency or USDC, depending on their preference.

DogPay also supports multi-currency global accounts, allowing businesses to hold and manage funds in different currencies without needing multiple bank accounts. This simplifies reconciliation and reduces currency conversion costs.

For teams that need to approve payments before they go out, DogPay provides spend visibility and role-based controls. Finance teams can track all supplier transactions in a single dashboard, making it easier to manage cash flow and audit expenses.

DogPay fits into the supplier payment workflow by providing dedicated virtual cards for each payee, global accounts to hold and convert currencies, and stablecoin rails for fast settlement. While it does not guarantee every supplier will accept card payments or stablecoins, many digital and international suppliers find this method more efficient than traditional wire transfers. By integrating DogPay, businesses can reduce payment friction, gain real-time visibility, and maintain control over their payables process.