Businesses managing team expenses often face challenges like delayed reimbursements, limited visibility, and manual reconciliation. DogPay offers a solution through virtual cards that can be issued to individual team members or specific projects. Each card can have a pre-set spending limit, and funds are drawn from a global account funded with stablecoins. This setup gives finance teams real-time visibility into where money is spent, without the need for account numbers or cash advances. DogPay supports stablecoin settlement, which means businesses can hold and transact in USDC or USDT, reducing exposure to currency volatility. The platform also includes a wallet and payment infrastructure that enables quick card creation and cancellation. Compliance features help ensure that spending aligns with company policies. For teams that need to pay for subscriptions, software tools, or ad campaigns, DogPay virtual cards can be used at most online merchants that accept Visa or Mastercard. However, merchants may have their own acceptance policies, and DogPay does not guarantee approval or acceptance for every transaction. To get started, businesses sign up for a DogPay account, fund it with stablecoins, and issue virtual cards from the dashboard. Each card can be assigned to a team member or a specific expense category, making it easier to track and control spend. DogPay also provides transaction logs and exportable reports to simplify accounting. In summary, DogPay can help businesses streamline team expense management by providing dedicated virtual cards, global account infrastructure, stablecoin settlement, and spend visibility. It fits into the payment workflow as a tool for issuing controlled cards, funding them with stablecoins, and tracking transactions in real time without relying on traditional banking rails.