Global SaaS businesses frequently deal with clients who prefer paying in stablecoins like USDC or USDT. To use these funds for everyday expenses such as cloud subscriptions, ad spend, or payroll, companies need a reliable OTC settlement process. DogPay facilitates this by allowing businesses to convert stablecoins to fiat through dedicated OTC desks, then deposit the fiat into global accounts. From there, funds can be allocated to virtual cards for team spending or vendor payments. This workflow helps SaaS firms manage their crypto-to-fiat conversion without disrupting operations. DogPay integrates wallet infrastructure and compliance checks to support this process, providing spend visibility and streamlined payment operations.