For global SaaS businesses, managing crypto-to-fiat conversion efficiently is key to maintaining cash flow. DogPay facilitates this through its OTC settlement process. Companies holding stablecoins can initiate conversion via DogPay's OTC desk, which then credits the fiat amount to a DogPay global account. From there, funds can be used to issue virtual cards for team expenses, pay vendors, or withdraw to local bank accounts. This workflow reduces the friction of traditional crypto exchanges and provides real-time spend visibility. DogPay's compliance framework ensures transactions adhere to relevant regulations. While results depend on market conditions and individual company setup, DogPay offers a streamlined path from stablecoin reserves to everyday business spending.