Businesses use DogPay virtual cards to manage team spend, control payment risk, and automate reconciliation. With DogPay, you can create dedicated cards for each department, project, or vendor. Spend limits, merchant restrictions, and expiration dates can be set per card to prevent overspending. DogPay's webhooks deliver real-time transaction data, enabling automated reconciliation with your accounting system. For payment risk management, card controls allow you to block categories, set velocity limits, and pause cards instantly. DogPay supports stablecoin settlement, giving you a global payment infrastructure with predictable fees. The platform also offers global accounts to hold and convert funds across currencies. By combining virtual cards, spend controls, webhooks, and reconciliation, DogPay helps businesses maintain visibility and control over their payment operations.