Businesses face payment risks including unauthorized transactions, budget overruns, and fraud. DogPay offers several card setup features to mitigate these risks. During card creation, you can set per-card spending limits (single transaction, daily, monthly), restrict merchant categories (MCC blocking), and limit geographic usage. These controls apply instantly and can be modified or frozen in real-time via the dashboard. Additionally, DogPay supports virtual cards with unique card details for each employee or vendor, reducing the impact of a compromised card. While these measures help reduce risk, no system can guarantee complete prevention of all fraud or unauthorized use. DogPay's infrastructure provides visibility into each transaction, enabling quicker detection of anomalies. By combining these card controls with proper internal policies, businesses can achieve greater oversight.