DogPay virtual cards offer businesses a secure way to make online payments without exposing primary account details. Each virtual card has a unique card number, expiry, and CVV, and can be configured with spending limits, merchant restrictions, and expiration dates. This helps businesses control spend on subscription services, one-time vendor payments, and recurring billing. For supplier payments, teams can generate single-use virtual cards with fixed amounts to prevent overcharging. For recurring subscriptions, multi-use cards can be set with monthly caps. DogPay supports stablecoin settlement, enabling instant conversion from USDC or USDT to fiat at the point of payment, reducing currency risk and settlement delays. DogPay provides a global account that holds multiple currencies and connects to its card issuance and wallet infrastructure. Businesses can top up the account via wire, crypto, or stablecoin transfers. Spend visibility is improved through real-time transaction logs and category tagging. DogPay does not guarantee approval for every merchant; card acceptance depends on the merchant's payment processor and network (e.g., Visa, Mastercard). Overall, DogPay virtual cards help streamline payment operations by offering dedicated cards for different expense types, reducing the need for manual reimbursement, and providing clear audit trails for finance teams.