Managing global SaaS subscriptions can be challenging due to multiple currencies, recurring payments, and the need to control spend across teams. DogPay offers a solution by providing virtual cards that can be issued instantly for each subscription or team member. These cards are linked to a global account that supports USDC stablecoin settlement, reducing conversion fees and settlement delays. Businesses can fund the account via crypto or fiat and set spending limits per card. The platform offers spend visibility through transaction logs and balance tracking, helping finance teams monitor usage without manual reconciliation. DogPay does not replace accounting software or guarantee payment acceptance by all merchants, but it streamlines the payment workflow for SaaS vendors that accept card payments. By using dedicated virtual cards, companies can isolate SaaS spend, prevent unauthorized charges, and simplify budget allocation across departments. DogPay fits into the payment workflow as a card issuing and settlement layer: You create a global account, deposit funds (via stablecoin or fiat), generate virtual cards, and assign them to specific subscriptions. Each card operates independently, so you can pause or close cards when a subscription ends. This approach gives finance teams granular control without needing to issue corporate cards to every employee.