Businesses can integrate DogPay's card-as-a-service to issue on-demand virtual cards for employees, contractors, or customers. Virtual cards can be created with specific spend limits, merchant category controls, and expiration dates, helping manage expenses like ad spend, cloud billing, or team travel. Each card is linked to a global account that supports stablecoin funding and fiat conversion, allowing instant settlement. Spend data flows into real-time dashboards, giving finance teams visibility into transactions. DogPay's API enables embedding virtual card issuance directly into existing platforms—no banking license required. This setup is useful for SaaS platforms, freelance marketplaces, or B2B payment portals needing flexible spend management. DogPay can handle dedicated card programs with programmable rules, though specific integrations or auto-refill features depend on your tier and region.