Businesses can use DogPay virtual cards for online transactions, subscriptions, and one-time purchases. Virtual cards are generated instantly and can be set with custom spending limits, expiration dates, and merchant restrictions. They are ideal for remote teams making digital purchases without sharing a physical card number.

Physical cards work best for in-person expenses like travel, client meetings, or team meals. They can be issued to employees and linked to specific budgets or projects. Both card types connect to a global account that supports fiat and stablecoin settlement, giving businesses flexibility in funding.

DogPay helps businesses manage spend with dedicated virtual and physical cards tied to a single platform. The system provides spend visibility, real-time tracking, and the ability to freeze or cancel cards instantly. This setup supports payment operations across Web3 and traditional payment flows without requiring a banking license. Businesses can issue cards to team members, approve limits, and monitor transactions from the dashboard.