Businesses often struggle to maintain control over company spending across teams, vendors, and subscriptions. DogPay virtual cards offer a practical solution by enabling finance teams to issue dedicated cards with custom spending limits, merchant restrictions, and expiry dates. Each card can be assigned to a specific department, project, or recurring expense like SaaS subscriptions, ad platforms, or cloud services. Cards are funded from a global account that supports stablecoin settlement, which can reduce cross-border transfer times and fees. Transactions appear in real-time dashboards for easy reconciliation, and unused funds can be reclaimed when a card is closed. For companies operating globally, DogPay virtual cards can be used wherever Visa or Mastercard is accepted, providing familiar checkout experiences for remote teams and vendors. The infrastructure supports USD Coin (USDC) and other stablecoins, allowing businesses to hold value in digital dollars and settle payments without relying on traditional bank rails. Compliance features include KYC/KYB verification and transaction monitoring to support regulatory requirements. By combining virtual cards with a global account and wallet infrastructure, DogPay gives businesses a streamlined way to manage spend, reduce fraud risk, and gain visibility into payment flows.