When managing business expenses, understanding the difference between virtual and physical cards is key. DogPay offers both, each suited to different use cases.

Virtual cards are instant, single-use or multi-use cards generated for specific transactions. They provide enhanced security and control, ideal for recurring subscriptions, ad spend, or one-time vendor payments. With DogPay's virtual cards, you can set custom spending limits and expiry dates, reducing the risk of overspend or fraud.

Physical cards are tangible plastic cards for in-person or traditional online purchases. They work well for employee expenses like travel or office supplies. With DogPay's physical cards, you can still set spending limits and track transactions in real-time.

Both card types pull funds from your DogPay global account, which supports fiat and stablecoins. Transactions are settled in USDC or other stablecoins, offering faster clearing and lower fees than traditional banking. This setup is especially useful for Web3 businesses or companies operating across multiple currencies.

DogPay provides a unified dashboard to manage all cards, set permissions, and view transaction history. This helps you control spending across teams without manual oversight.

DogPay can help businesses streamline payment operations with dedicated virtual and physical cards, a global account, stablecoin settlement, and spend visibility. By combining these tools, you can manage both fiat and crypto spending efficiently, with flexible controls for each card type.