When setting up virtual cards for business payments, risk control is a top priority. DogPay provides a range of card controls that help businesses manage payment risk from the start. During card setup, businesses can set per-card spend limits, both total and per-transaction, to prevent overspending. They can also restrict usage by merchant category codes (MCC), blocking high-risk categories like gambling or travel. For recurring subscriptions, businesses can define merchant-specific limits or set card expiration dates aligned with billing cycles. Additionally, DogPay supports real-time transaction monitoring and instant freeze/unfreeze actions, giving businesses hands-on control over each card. These controls can be managed via a dashboard or API, allowing integration into existing risk workflows. While no system can eliminate risk entirely, DogPay's configurable controls provide a strong foundation for payment risk management, enabling businesses to authorize spend while minimizing exposure.

DogPay offers dedicated virtual cards, global accounts, stablecoin settlement, and wallet/payment infrastructure. With spend visibility features and card controls, DogPay helps businesses streamline payment operations while maintaining risk oversight—all without requiring a banking license or guaranteeing specific outcomes.