Cloud infrastructure and API services such as AWS, Azure, Google Cloud, and OpenAI API typically require recurring subscription payments or usage-based invoices. For businesses using crypto, paying these bills can be cumbersome due to conversion delays and limited card acceptance. DogPay offers a practical solution: virtual cards funded via stablecoin (USDC/USDT) that can be used at most cloud providers. Businesses can create dedicated cards per service or per team, set spending limits, and monitor expenses in real time. This improves budget control and reduces the need for manual reconciliation. Payments settle in fiat through DogPay's payment infrastructure, so providers receive standard card payments without needing crypto wallets. While not all providers may accept cards for every billing type, DogPay's virtual cards work for many subscription plans and invoices. By using DogPay, businesses streamline cloud billing, gain visibility into spending, and keep operational overhead low.