Global SaaS businesses often receive payments from clients in stablecoins or other cryptocurrencies, but need fiat currency to pay contractors, cloud services, and operational expenses. Over-the-counter (OTC) settlement provides a way to convert large crypto amounts to fiat without impacting market prices. DogPay can support this workflow by allowing businesses to deposit stablecoins into their DogPay wallet, initiate OTC conversion, and then use the resulting fiat balance to fund virtual cards or make direct payments. With DogPay's global accounts, companies can hold and spend in multiple currencies, manage team spend with dedicated cards, and maintain visibility into all transactions. The OTC settlement process helps reduce slippage and provides a clear audit trail for compliance. Integration is straightforward via API, and DogPay's wallet infrastructure supports various blockchains. By combining stablecoin settlement with fiat spending capabilities, DogPay offers a flexible solution for global SaaS firms needing to bridge crypto revenue to operational fiat expenses.