Global SaaS businesses often receive payments in stablecoins, but need fiat currency for day-to-day operations such as payroll, cloud infrastructure, and vendor payments. Over-the-counter (OTC) settlement provides a way to convert large amounts of crypto to fiat efficiently, avoiding slippage and managing compliance. DogPay offers a practical workflow: receive stablecoins, settle them via integrated OTC desks, and deposit the fiat into a DogPay global account. From there, you can issue virtual cards to team members for operational spending, with real-time visibility into transactions. This approach simplifies reconciliation and keeps your business agile. DogPay's platform supports stablecoin settlement and provides dedicated virtual cards and global accounts, helping businesses spend funds in fiat without moving money across multiple systems. While results depend on market conditions and compliance factors, DogPay can be a useful part of your payment infrastructure.