DogPay offers both virtual and physical cards to help businesses manage spending across teams and currencies. Virtual cards are generated instantly and can be used for online subscriptions, ad platforms, and SaaS tools. They allow you to set individual limits and pause cards per vendor, reducing fraud risk. Physical cards are suited for in-person expenses like travel, client meetings, or office supplies. Both card types draw from a global account that supports fiat and stablecoin settlement. With DogPay, you can issue multiple virtual cards for different cost centers or projects, while physical cards can be assigned to specific employees. Spend visibility is improved through real-time transaction data and category tagging. DogPay's wallet infrastructure enables you to hold and settle funds in stablecoins or fiat, giving flexibility for cross-border payments. For businesses that need to control spending across departments and geographies, DogPay provides a practical way to issue cards with custom spending rules. The platform does not automatically refill cards, but you can top up when needed. DogPay can help streamline payment operations by consolidating card issuance, global account management, and settlement into one dashboard.