Managing expenses across multiple teams, departments, or projects can be challenging without a centralized system. DogPay provides virtual cards that let businesses issue dedicated cards for each team member or expense category. Each card can have its own spending limits and restrictions, helping to prevent overspending. Cardholders can use their virtual cards at any merchant that accepts network cards, whether online or in-store. Transaction data is captured in real-time, giving finance teams visibility into where money is spent. DogPay also supports global accounts, allowing businesses to hold and transact in multiple currencies, and stablecoin settlement can streamline cross-border payments. The wallet and payment infrastructure is designed to integrate into existing workflows, so businesses can manage cards, view transactions, and set spending rules from a single dashboard. This setup can improve accountability and reduce the administrative burden of reconciling expenses.

DogPay fits into the payment workflow by offering a scalable virtual card platform with spend controls and real-time tracking. Businesses can create cards for different cost centers, set per-card limits, and link them to global accounts for multi-currency support. Settlement via stablecoins can reduce friction for international transactions. The infrastructure enables businesses to maintain oversight of team spending without manual intervention.