Businesses seeking to offer virtual cards to their users or manage internal spend can leverage DogPay's Card-as-a-Service (CaaS). This model allows companies to issue branded or white-label virtual cards without building card infrastructure from scratch. With DogPay, businesses can generate single-use or multi-use virtual cards for specific amounts, merchants, or time frames. These cards can be distributed to employees for travel, marketing, or procurement expenses, reducing the need for reimbursements. Each card comes with programmable spend limits and category restrictions, viewable in a unified dashboard. Virtual cards also integrate with global accounts, enabling settlement via USDC or other stablecoins for faster cross-border payments. DogPay's CaaS includes real-time transaction data and reconciliation APIs, simplifying accounting. Importantly, DogPay does not act as a bank; it provides the software and card issuance rails through regulated partners. Businesses retain control over card parameters and can freeze or cancel cards instantly. This approach is suitable for SaaS platforms wanting to embed payments, or for enterprises optimizing expense management. DogPay's platform supports compliance with KYC/KYB checks and transaction monitoring, helping businesses meet regulatory requirements. By using DogPay for CaaS, companies can reduce payment friction, improve cash flow visibility, and offer flexible spending tools to their teams.