For global SaaS businesses handling large crypto transactions, Over-the-Counter (OTC) settlement is a common step to convert digital assets into fiat currency before operational spending. DogPay offers infrastructure that can facilitate this workflow. Businesses can use DogPay to receive stablecoins (e.g., USDC) from an OTC desk after a trade, depositing them into a DogPay wallet. From there, funds can be settled into a DogPay global account, supporting multiple currencies. This approach helps manage liquidity across regions without relying on a single bank. DogPay also provides virtual cards linked to these accounts, which can be used for operational expenses like cloud services, contractor payments, or ad spend. The platform offers spend visibility and control, allowing finance teams to track usage and set limits per card. It is important to note that DogPay does not act as an OTC desk or guarantee conversion rates; it focuses on the post-trade settlement and spending layer. By integrating DogPay into their payment operations, global SaaS firms can reduce the friction of moving from crypto to fiat for everyday business needs.