Global SaaS companies often need to pay contractors across borders. Traditional methods can be slow and costly. DogPay offers a workflow using stablecoin settlement to streamline these payments. Businesses can fund a DogPay wallet with USDC or USDT, then issue virtual cards or make direct transfers to contractors. The platform provides dedicated cards and global accounts, allowing spend in multiple currencies while maintaining visibility. Contractors receive funds quickly, often within minutes, and can convert to local currency as needed. DogPay supports compliance with KYC/AML checks and transaction monitoring. The process involves: 1) Company funds wallet with stablecoins. 2) Company sets up payment instructions for each contractor. 3) DogPay settles the payment on-chain or via card network. 4) Both parties see transparent transaction records. This reduces reliance on traditional banking intermediaries and can lower fees. However, results vary based on contractor location and payment method chosen. DogPay fits this workflow by offering wallet and payment infrastructure that integrates with existing finance operations, providing spend control and real-time tracking.