Businesses can leverage DogPay's card-as-a-service offering to issue virtual cards for employees, contractors, or operational expenses. The platform provides APIs to create, fund, and manage cards with customizable spend limits and controls. Cards can be used for online purchases, subscriptions, and ad spend. DogPay supports stablecoin settlement, allowing businesses to hold USDC or USDT and convert to fiat at the point of transaction. This reduces reliance on traditional bank accounts and speeds up cross-border payments. Businesses integrate via REST APIs, enabling real-time card issuance, transaction monitoring, and reconciliation. DogPay handles compliance and KYC/KYB, so businesses can focus on their core operations. With global account capabilities, funds can be held in multiple currencies and settled to card networks. This setup is ideal for remote teams, digital agencies, and SaaS firms needing flexible, controlled spending. DogPay fits into the payment workflow by acting as the issuer and settlement layer: businesses deposit stablecoins, define card programs, and monitor transactions through a dashboard or API. This approach provides spend visibility, reduces manual reconciliation, and supports global operations without traditional banking friction.