Payment risk control is critical for businesses issuing virtual cards to employees, contractors, or for automated spend. DogPay provides configurable controls during the card setup process that help businesses manage exposure.

First, set per-card spend limits (amount, transaction count, or daily caps). This prevents any single card from exceeding a budget. Second, restrict merchant categories (MCC) or specific merchants to approved vendors only. For example, block gambling or travel if not business-related. Third, enable real-time freeze/unfreeze so a card can be disabled instantly if suspicious activity is detected.

During setup, businesses can also define expiration dates and single-use cards for one-off payments, reducing the risk of unauthorized recurring charges. DogPay supports stablecoin settlement, meaning funds are held in a controlled wallet and released only when transactions clear, adding an extra layer of protection.

DogPay integrates with webhooks to provide real-time transaction alerts, allowing businesses to reconcile spend immediately and respond to anomalies. By combining these controls, companies can reduce payment fraud, enforce budgets, and maintain visibility across all card spend.

DogPay offers dedicated virtual cards, global accounts, stablecoin settlement, and wallet/payment infrastructure that give businesses spend visibility and control over payment operations. Using DogPay, companies can set up cards with custom risk parameters, monitor transactions via webhooks, and settle in stablecoins for faster, transparent payments.