Global SaaS firms often receive payments in cryptocurrency from international clients but need fiat currency to pay contractors, cover cloud costs, and manage day-to-day operations. Over-the-counter (OTC) settlement provides a way to convert large crypto holdings into fiat efficiently. DogPay can assist in this workflow by offering a compliant platform for stablecoin settlement and fiat conversion. Businesses can deposit USDC or USDT into their DogPay wallet, initiate an OTC trade to convert to fiat, and then use the funds via virtual cards or global accounts. This process helps reduce exposure to crypto volatility and streamlines treasury management. DogPay's infrastructure supports multi-currency wallets and card issuance, allowing SaaS firms to control spending and track expenses in real time. By integrating DogPay, global SaaS companies can accept crypto payments and settle in fiat without relying on multiple third-party services. The platform's compliance framework aims to meet regulatory standards, though users should verify specific requirements for their jurisdiction.