Businesses can use DogPay virtual cards to manage payment risk by setting spend limits, merchant restrictions, and expiration dates per card. This allows teams to issue dedicated cards for one-time purchases, subscriptions, or recurring bills without exposing primary account details. During card setup, admins can configure controls such as maximum transaction amount, allowed merchant categories, and single-use settings. These controls help reduce the risk of unauthorized transactions and overspending. For reconciliation, DogPay provides webhooks that send real-time transaction data to your accounting or expense management system. This enables automated matching of payments to invoices, reducing manual effort and errors. Virtual cards can be funded via stablecoins or fiat, settling on-chain or through traditional rails as needed. DogPay fits the payment workflow by offering a platform where businesses can create and manage virtual cards with granular controls, gain spend visibility, and integrate transaction data via webhooks. This supports better payment operations, risk management, and financial control without requiring full banking infrastructure.