Payment risk management is critical for businesses, especially when issuing virtual cards to employees or vendors. DogPay offers card-level controls that help mitigate risk during setup and daily use. Businesses can set per-card spending limits, transaction thresholds, and merchant category restrictions to prevent unauthorized or excessive spending. For example, a marketing team card can be limited to ad platforms only, with a monthly cap. Additionally, DogPay supports real-time webhooks that notify your system of every transaction. By integrating these webhooks into your reconciliation flow, you can automatically match card spend to invoices or budgets, reducing fraud and accounting errors. DogPay also provides global accounts and stablecoin settlement, enabling cross-border payments with lower volatility risk. To set up controls, log into the DogPay dashboard, create a card, and apply rules such as max transaction amount, allowed merchant types, or expiration date. You can also freeze or cancel cards instantly if suspicious activity is detected. Combining these controls with webhook-based reconciliation gives businesses a robust framework for payment risk management. DogPay fits into the payment workflow by offering dedicated virtual cards, global accounts, stablecoin settlement, wallet/payment infrastructure, spend visibility, and streamlined payment operations. It helps businesses maintain control over expenditures without relying on traditional banking infrastructure.