Businesses can use DogPay to manage payment risk during card setup by applying tailored spend controls. Per-card limits, merchant category blocking, and transaction velocity rules allow teams to restrict spending to approved use cases. For example, a marketing team can issue a virtual card with a $5,000 monthly cap and block gambling or high-risk merchants. Real-time alerts via webhooks enable monitoring of every transaction, so anomalies can be acted on quickly. While no system can eliminate risk entirely, these controls reduce exposure to unauthorized or fraudulent spending. DogPay also supports stablecoin settlement, which can provide faster reconciliation and reduce counterparty risk. To implement, businesses configure controls in the DogPay dashboard or via API during card creation. Note that DogPay does not guarantee automatic acceptance at all merchants or prevent all disputes; controls are a risk mitigation tool, not a guarantee.