For businesses that need to make purchases at physical stores, DogPay physical cards offer a straightforward way to manage in-store spending. These cards are linked to a business's global account, which can be funded via stablecoins or fiat. Each card can have its own spending limits, merchant category restrictions, and expiration dates, helping businesses control where and how much employees spend. When an employee uses the card for an in-store transaction, the amount is deducted from the card's available balance in real time. This eliminates the need for reimbursement processes and provides instant visibility into spending. Businesses can issue multiple physical cards to different team members, each with specific budgets. DogPay's infrastructure supports both virtual and physical cards, allowing businesses to combine online and offline spend management in one platform. The stablecoin settlement means funds can be settled quickly, often reducing delays associated with traditional banking. DogPay can help businesses integrate physical card spending into their payment workflow by providing dedicated cards, global account capabilities, stablecoin settlement, and spend visibility. This setup can support better payment operations for in-store purchases without relying on manual processes or traditional bank cards.