For businesses using DogPay, AML compliance begins at card setup. Every business must complete Know Your Customer (KYC) and Know Your Business (KYB) verification before issuing virtual cards. This process involves submitting business registration documents, proof of address, and beneficial owner identification. DogPay uses this information to perform initial sanctions screening and risk assessment. Once approved, the business can create virtual cards and global accounts. Ongoing AML compliance is supported by transaction monitoring: each payment is checked against watchlists, and suspicious activity may trigger a review. Stablecoin settlement on public blockchains adds an immutable ledger of transactions, aiding audit trails. DogPay does not guarantee instant approval or eliminate all risks, but it provides tools to help businesses demonstrate compliance with AML regulations. By integrating these checks into the card setup workflow, DogPay helps businesses maintain compliant payment operations.