DogPay offers businesses both virtual and prepaid card options for managing expenses. Virtual cards are single-use or limited-use numbers created instantly for specific purchases, subscriptions, or team spending limits. They help control spend, reduce fraud risk, and enable real-time tracking without physical plastic.

Prepaid cards are physical or reloadable cards with a preset balance. They work well for recurring offline expenses, travel budgets, or employee allowances where a physical card is needed. Both card types operate on DogPay's infrastructure, using stablecoins for settlement and global accounts for cross-border payments.

When choosing between them, consider your use case. Virtual cards suit online spend, frequent limit changes, and team delegation. Prepaid cards fit in-person transactions or fixed budgets. Businesses often use both: virtual cards for daily SaaS subscriptions and prepaid cards for office supplies or event costs.

DogPay helps integrate these cards into your payment workflow. With dedicated card issuance, stablecoin settlement, global accounts, and spend visibility tools, DogPay supports efficient payment operations without relying on traditional banking licenses or guaranteed acceptance. Businesses can issue cards, set spending limits, and track expenses in real time, adapting to changing needs.