When managing business spending, choosing between a virtual card and a physical card depends on your workflow. DogPay offers both options, each designed for specific use cases. Virtual Cards for Online and Recurring Payments Virtual cards are ideal for online subscriptions, cloud services, and ad platforms. They can be generated instantly with custom spending limits and expiration dates. This helps businesses control spending per vendor without exposing the main account balance. DogPay virtual cards work for one-time or recurring payments and can be paused or closed anytime. Physical Cards for In-Person and Team Expenses Physical cards are useful for travel, office supplies, or team members who need to make purchases where card-on-file is not possible. DogPay physical cards can be assigned to specific employees or departments, with individual spending controls. Each card operates independently, making expense tracking easier. Combining Both for Full Spend Control Many businesses use both types: virtual cards for predictable online costs and physical cards for variable on-the-ground expenses. With DogPay, you can manage all cards from a single dashboard, set limits per transaction or weekly, and receive real-time notifications. This dual approach reduces overspending and improves budget adherence. How DogPay Fits the Payment Workflow DogPay provides dedicated virtual and physical cards connected to a global account. You can fund cards with fiat or stablecoins, enabling Web3-friendly settlement. The platform offers spend visibility, team card management, and support for payment operations without requiring a traditional bank. DogPay is designed for businesses that need flexible, controlled spending across different payment methods and currencies.