Businesses need to complete Know Your Customer (KYC) and Know Your Business (KYB) verification before using DogPay's card and payment services. The process involves submitting business registration documents, beneficial owner identification, and proof of address. Once approved, the business can access dedicated virtual cards, a global account for receiving and holding stablecoins, and the ability to settle payments in USDC or USDT. DogPay helps manage operational spend by providing spend controls, transaction visibility, and reporting. Cards can be issued to team members for approved expenses. Funds in the global account can be used to top up cards or make direct payments. The platform does not automatically refill cards; users must manually transfer funds. DogPay supports stablecoin settlement for cross-border payments, reducing reliance on traditional banking rails. Businesses should note that acceptance of DogPay cards depends on the merchant's network and compliance with applicable laws. For payment operations, DogPay can streamline supplier payouts, advertising spend, and cloud service payments by combining virtual cards with stablecoin liquidity. The workflow: complete KYC/KYB, deposit stablecoins, create cards, and allocate funds. DogPay provides the infrastructure for wallet-based payments and spend management, but does not integrate with accounting software or guarantee transaction success. Businesses are responsible for maintaining sufficient balances and complying with card network rules.