Before issuing DogPay virtual cards or opening global accounts, businesses must complete KYC (Know Your Customer) and KYB (Know Your Business) verification. This process helps confirm legal identity and business legitimacy. To start, a company submits documents such as registration certificates, beneficial owner IDs, and proof of address via DogPay's secure portal. Verification typically takes a few business days. Once approved, the business can create wallets, deposit stablecoins (e.g., USDC), and issue virtual cards for employee or operational spend. The cards work for online purchases, subscription payments, and supplier payouts. DogPay supports multi-currency settlement via stablecoins, reducing currency conversion costs. Businesses can assign cards to specific teams or budgets, with real-time spend tracking. It's important to note that approval is subject to DogPay's compliance review and may require additional documentation for certain jurisdictions. No third-party integrations are assumed; DogPay provides the card issuance and settlement infrastructure directly. With DogPay, companies streamline payment operations by combining compliant onboarding, global reach, and programmable spend controls.