Businesses can integrate DogPay Card-as-a-Service to offer virtual cards to their customers or manage internal spend. The service provides APIs to create, fund, and manage virtual cards programmatically. Key use cases include: issuing single-use cards for vendor payments, setting spending limits per card, and enabling real-time transaction monitoring. DogPay supports stablecoin settlement, allowing businesses to hold funds in USDC or USDT and settle card transactions without traditional banking delays. Virtual cards can be restricted to specific merchants, categories, or amounts, reducing fraud risk. DogPay does not require a banking license; it operates as a payment infrastructure provider. Businesses should note that card acceptance depends on the merchant's payment network. DogPay offers dedicated cards linked to global accounts, enabling cross-border payments. The platform also provides spend visibility tools to track transactions in real time. By using DogPay Card-as-a-Service, businesses can streamline payment operations, reduce manual reconciliation, and offer modern payment options to their users. DogPay fits into the payment workflow by providing the infrastructure to issue, fund, and reconcile virtual cards, with stablecoin settlement and global account support.