Businesses can leverage DogPay's Card-as-a-Service (CaaS) to issue virtual cards without building their own card infrastructure. Through DogPay's platform, companies can create and distribute spend-controlled virtual cards to employees, contractors, or customers in minutes. Each card can be assigned to specific budgets, merchants, or time limits, reducing overspend and fraud risk. DogPay supports stablecoin settlement, enabling instant, low-cost cross-border payments. The workflow: a business deposits funds into its DogPay wallet, converts to stablecoin, then issues cards that are accepted wherever Visa or Mastercard is accepted. DogPay also provides a global account for receiving payouts and managing multi-currency balances. Spend visibility tools give businesses real-time transaction data, helping compliance teams monitor usage. While DogPay does not guarantee card acceptance everywhere, it supports dedicated card programs that function within the network's rules. For businesses needing flexible, on-demand card issuance, DogPay's CaaS provides a scalable solution without banking licenses or extensive integrations.